They all have flexible premiums and cash value accumulation that is tied to stock market indexes like S&P 500 or Nasdaq. Each insurance company is solely responsible for the financial obligations accruing under the products it … 2) Intermediary for the company. Pacific Mutual Holding Company (Pacific Mutual) is the parent company of Pacific LifeCorp, which is the parent company of Pacific Life Insurance Company. Variable insurance products are distributed by Pacific Select Distributors, LLC (member FINRA & SIPC), a subsidiary of Pacific Life Insurance Company, and an affiliate of Pacific Life & Annuity Company, and are available through licensed third-party broker-dealers. A fiscally sound company with an A1 rating from Moody’s and an AA- … Pacific Life’s Home Office is … Policyholders of Pacific Life Insurance Company are members of Pacific Mutual and, as such, are invited to attend an annual meeting of Pacific Mutual and to elect its board of directors. Insurance products are issued by Pacific Life Insurance Company in all states except New York and in New York by Pacific Life & Annuity Company. Pacific Life Insurance Company is part of a mutual holding company structure, which means policy and contract owners are members of the company and we are not driven by stock price. Our structure ensures that Pacific Life will be here for you and your clients regardless of extenuating external factors. Pacific Mutual Holding Company operates as a holding company. Starting in 1885, Pacific Mutual Life began issuing accident insurance, which was an innovative move for a life insurance company at the time. We provide a refreshing approach to life reinsurance in some of the world's largest markets. Our global team are not afraid to disrupt and challenge industry thinking to provide the best Life, Critical Illness, Income Protection, Hospital Cash and Longevity reinsurance products and services possible. The company sells term life insurance and a broad selection of permanent policies, including life insurance that can provide long-term care benefits. Pacific Standard Life Insurance Company, domiciled in California, was a subsidiary of Southmark Corporation, a publicly held real estate based financial services company. Just 10 years later, Pacific Asset Management was born, giving Pacific even further prominence in the financial sector as the insurer moved into offering financial advisory services. 1997 was the year the company dropped its mutual status, moving instead towards a mutual holding company and becoming what it is today, Pacific Life Insurance Company. In July 1989, Southmark filed for reorganization under Chapter 11 of the U.S. Bankruptcy code. The Company, through its subsidiaries, provides financial, investment, mutual funds, and life insurance services. None of the insurance subsidies were included in the filing. 1 Minute Review. 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